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ICG provides revolutionary solutions for business needs. Try technology breakthroughs with us and experience efficiency like never before!

Omni-channel Acquiring System

Online and offline acquiring payment gateway to Visa, MasterCard, UnionPay, America Express, Diners, WeChatPay, AliPay, LinePay. ICG provides the latest smart POS which supports all-in-one payment methods.

Mobile Wallet Platform

Multi-currency mobile wallet which supports loading, wallt to wallet funds transfer, cash in/cash out, face-to-face QR Code payment, online wallet marketplace.

Issuing Solutions for All

Issuing gateway conneting with Visa, MasterCard, UnionPay and JCB. Support EMV Contact, Contactless or Dual Interface technology with NFC-compliant options to your complete card solutions.

Value-added Service Platform

Cloud based SaaS APP to proviee value-added services to merchants and comsumers. e.g. Coupons, CRM, Mini ERP etc.

Data Analytics Platform

Providing data analytics platform for credit anslysis and risk control to do lending business, micro finance etc.


Crypto Currency Platform

Block chain techonology and crypto currency supporting platform. Real-time crypto currency transanction system via smart POS.

Who We Are

ICG (Intelligent Coupon Group Limited) is formed by a team of experienced professionals from FinTech and international card scheme segments. We aim to be one of the leading solution providers for FinTech & Payment Solutions in Asia Pacific. With Hong Kong as HQ, the company also foster agent & partner networks in the countries like Thailand, South Korea, Phillipines, Cambodia, India, Malaysia, Vietnam, Myanmar, Indonesia and Japan, carrying out new business developments and system deployments on FinTech such as payment platforms, smart POS hardware and applications, mobile wallet solutions etc.

Our Vision

ICG focuses providing Fintech solutions based on payment but transcending payment. In a demanding business environment, it is essential to have a strong client centric approach involving understanding client’s exact business needs and requirements. Therefor ICG could find the tailor-made innovative FinTech solutions with our partners that transform the Banking technology environment, leveraging cloud, analytics and emerging technologies with a distinctive ease of payment, credit management and micro finance.


Our Views

FINANCIAL technology, or FinTech, is changing the world of finance. There are hundreds of startups with a lot of brains and money working on various alternatives to traditional banking. FinTech investments have grown exponentially in recent years: US$19 billions of investment in 2015 was up two-thirds from US$12 billion in 2014 and from low single-digit billions of dollars per year earlier in the decade.

Planning according to the market analysts, ICG experience professionals have the ambition to bring the latest FinTech solutions to our partners in Asia Pacific region. The progress is expected to be fast due to a combination of: (1) high national Internet and mobile penetration, (2) a large e-commerce system with domestic Internet companies focused on payments, (3) relatively unsophisticated incumbent consumer banking, and (4) accommodative regulations.

Collectively, this market is expected to grow more than double from the US$19 billions of investment in 2015, up two-thirds from US$12 billion from 2014. This region will exceed the market forecast and is expected to see a huge demand in numerous countries over the next 3 to 5 years.

ICG leadership team has announced an ambition to open up offices including Thailand, Philippines, South Korea, Cambodia, India, Indonesia, Malaysia & Japan in the next 6 to 12 months in different strategic locations and are expected to add multiple new job opportunities to the region.

Now, in the past three years, retail financial services are being further digitized via mobile wallets, payment apps, smart POS, wealth management with AI technology, online lending platforms and other micros finance based on big data analysis etc. These FinTech services are not simple enhancements to banking services, but rather replacing banking services completely. Thus, FinTech can be thought of in two broad categories: consumer-facing and institutional. It is these consumer-facing FinTech services which are quickly gaining customers and competing with banks. The most recent evolution in FinTech may change the banking landscape in some markets.